Find us: 99 High Street, Biddulph, Stoke-on-Trent, ST8 6AB
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Find us: 99 High Street, Biddulph, Stoke-on-Trent, ST8 6AB
If buying a home on the open market feels out of reach, Shared Ownership can be a great way to get onto the property ladder. The scheme allows you to purchase a share of a property while paying reduced rent on the remaining share owned by a housing provider.
Over time, you may be able to buy additional shares in your home, helping reduce the rent you pay and increase your ownership.
At Mortgage & Protection For Life, our advisors can guide you through the Shared Ownership process from start to finish, helping you understand eligibility, mortgage options, costs, and lender requirements to find the right solution for your circumstances.
If you’re a first-time buyer, the First Homes Scheme could help you purchase a newly built home at a discounted price, making it easier to get onto the property ladder where you live and work.
To qualify, you’ll need to meet certain eligibility requirements and secure a mortgage for at least 50% of the property’s discounted value.
At Mortgage & Protection For Life, our advisors can guide you through the process, explain your options, and help you secure a decision in principle before committing to a property reservation.
The Right to Buy scheme helps eligible council and housing association tenants purchase their home at a discounted price. Eligibility is based on factors such as how long you’ve been a public sector tenant, with most applicants needing at least 3 years of qualifying tenancy.
At Mortgage & Protection For Life, our advisors can help you understand the scheme, check your eligibility, and guide you through the mortgage process from start to finish.
The Shared Ownership and First Homes schemes are currently only available in England, while Right to Buy is no longer available in Scotland or Wales.
For more information on affordable housing schemes available in your area, contact Mortgage & Protection For Life today, as eligibility rules and schemes can vary across the UK.
Whether you’re buying, remortgaging, or exploring your options, we’re happy to help with straightforward, expert guidance.
